Tip: Take photos early for your own records. You do not have to delay repairs for the inspector.
At the visit, share a short, focused set of the most relevant damage photos (no binders of hundreds).
The inspector will take the primary official photos.
Photos: photo guide (what to shoot and what to show the inspector).
Disaster-type tips: flood · hurricane ·
vehicle · boat.
Ownership and occupancy: Have proof of ownership or occupancy available in case the inspector requests it
(deed, mortgage statement, lease, utility bill, tax bill, etc.). Many checks are streamlined, but you should still be prepared.
Photo ID and insurance info also matter.
Documents to have ready
Ownership / occupancy (have ready if asked)
Official guidance expects you to be able to show proof of ownership or occupancy when requested. Keep these easy to find even if they are not always pulled out at every visit.
Damage & access
Not on 911 maps? Rural routes, new builds, private drives, wrong GPS pins, renumbered roads, cabins, and other unmapped or mis-mapped places all count.
Give better directions than a street number alone so the inspector can complete the stop.
More: cheat sheet (hard-to-find homes).
Safety & household
After the inspection, do not contact the inspector for case status. Use the official website
DisasterAssistance.gov
or the helpline
1-800-621-3362.
If you need a second look later, see the appeals guide.